At Zion Credit & Loans Ltd, we believe everyone deserves access to affordable credit, we're a trusted financial partner serving individuals and businesses across the Country. Our mission is to provide transparent, efficient loan solutions that help you achieve your goals—whether it's starting a business, covering unexpected expenses, or consolidating debt.
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We offers you secure and easy transfer. Transfer money between users within a minutes.
We offers different types loan with low interest rate. You can get a loan easily.
We offers different types loan with low interest rate. You will get hassle free loan easily.
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Flat Rate |
| Minimum | ₦100,000.00 |
| Maximum | ₦10,000,000.00 |
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Fixed Rate |
| Minimum | ₦10,000.00 |
| Maximum | ₦10,000,000.00 |
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Fixed Rate |
| Minimum | ₦5,000.00 |
| Maximum | ₦150,000.00 |
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Flat Rate |
| Minimum | ₦100,000.00 |
| Maximum | ₦50,000,000.00 |
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Flat Rate |
| Minimum | ₦10,000.00 |
| Maximum | ₦20,000,000.00 |
| Term | 12 Month |
| Interest Rate | 6.00 % |
| Interest Type | Flat Rate |
| Minimum | ₦40,000.00 |
| Maximum | ₦50,000,000.00 |
"Zion made my dream business a reality. Fast, friendly, and fair!" – Sarah J., Lagos ★ ★ ★ ★ ★
"Zion gave me ₦5 million to expand my boutique in Lekki. Approval came in 18 hours! No collateral stress, just my business plan. The repayment plan fits my cash flow perfectly. God bless Zion!"
"As a first-time borrower, I was scared of high interest. Zion offered me ₦8 million at 14% with a 24-month tenor. Funds hit my Zenith account same day. Now scaling my app nationwide. Best decision ever!"
"I needed ₦800,000 to restock before Christmas. Zion approved in 2 hours via WhatsApp! No long queue, no guarantor wahala. Interest is fair, and I pay small-small. Zion na better people."
"Used Zion’s secured loan to buy a new ultrasound machine (₦12 million). They accepted my car title, processed everything online, and released funds in 48 hours. Professional and CBN-compliant. Highly recommended."